Articles Tagged with 'loan'

Mobile Lending Sparks Youth Movement

January 17, 2012
CUs that want to attract younger members must pay attention to the technology those members prefer. Increasingly, that’s the mobile channel. READ MORE

Member Databases a ‘Gold Mine’

December 19, 2011
Too many CUs either fail to segment or use obsolete segmentation schemes. READ MORE

Lenders Put the Brakes on Auto Loan Delinquencies

December 15, 2011
Auto loans have performed well since the start of 2010, and originations have increased significantly since second-quarter 2009. READ MORE

Compliance: Never Let Your Guard Down

November 23, 2011
Penalties for violating ECOA can be quite severe. Just ask a small bank in Texas. READ MORE

Portfolio Management: Four Keys

October 24, 2011
Sound loan portfolio management has always been essential. But its importance has become particularly evident to credit union boards and management teams during the past several years. READ MORE

‘Break Up With Your Bank,’ CU Tells Members

August 26, 2011
CU aims to convince young adults to spurn higher-priced banks. READ MORE

Loosening the Purse Strings

August 22, 2011
The recent pause in economic growth has caused many to wonder whether the economy might be headed for a double-dip recession. READ MORE

Is CU PFI Growth Sustainable?

August 01, 2011
More members consider CUs to be their primary financial institutions. But is this rise just a temporary flight to safety? READ MORE

Lending in the Not-Too-Distant Future

July 25, 2011
Technology will continue to change how members obtain CU services. READ MORE

Taking Risks To Help Members

July 18, 2011
If we adopt a totally risk-averse position we, in effect, behave no differently than many of our for-profit competitors. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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