Articles Tagged with 'loan'

Three Additional Rules From CFPB

July 20, 2012
The Consumer Financial Protection Bureau addresses mortgage originator standards, high-cost mortgages, and escrow accounts. READ MORE

Some CU Lenders Thrived During Recession

July 05, 2012
How did some CUs grow their loan portfolios during the Great Recession while others floundered? READ MORE

CFPB Considers Mortgage Origination Rules

July 01, 2012
The CFPB plans to publish a Notice of Proposed Rulemaking this summer, and a formal comment period will follow. Expect final rules by January 2013. READ MORE

Important Topics for CU Strategic Planning

June 08, 2012
Lending will continue to be a struggle, but loans are on the uptick for most CUs. READ MORE

Auto Loan Delinquencies Hit All-Time Low

May 24, 2012
Improvement attributed to growing demand for both new and used vehicles, and higher used vehicle values. READ MORE

Exam Time? Announce Your Presence with Authority

March 30, 2012
Develop a good working relationship with your examiner—but make it clear you have a well-thought-out business plan. READ MORE

Free SWAG for Youth Saving Challenge Participants

February 24, 2012
In 2011, 300 participating CUs brought in $28.5 million in youth deposits and opened 9,000 new youth accounts. READ MORE

Collections: Use What You Learn

February 20, 2012
Information gleaned during collection efforts can help CUs develop the right repayment plan. READ MORE

‘Yes’ Approach Leads to More Loans

January 26, 2012
CU introduced loans that are small in size but helped a lot of people. READ MORE

To Spur Loan Growth, Learn From the Past

January 24, 2012
There’s an upside to the economic down cycle: A wealth of information on bad accounts. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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