Articles Tagged with 'loan'

Lending and the Economy: Right Direction, Wrong Speed

November 08, 2012
Pent-up demand, recovering housing market bode well for auto loans and mortgages. READ MORE

2013 Lending Outlook

November 01, 2012
The threat of a fiscal cliff brings continued uncertainty for business and consumer lending. READ MORE

Optimism Rising for Auto and Housing Sectors

October 18, 2012
'We’ve changed who we are as credit unions in terms of our balance sheets,' says CUNA Chief Economist Bill Hampel. READ MORE

Emerging Trends in Risk Rating Models

October 01, 2012
Traditional risk rating models for commercial loans don’t provide the insight needed to succeed today. READ MORE

Auto Loan Delinquencies Fall to All-Time Lows

September 12, 2012
Asset quality remains high despite increases in nonprime auto loans. READ MORE

Commercial Lending: Get Past ‘No’

September 01, 2012
There are many reasons a loan committee may decline a commercial loan deal. READ MORE

CUs Always Will Be the Smarter Choice

September 01, 2012
It seems there’s a new regulation, technology, product, or competitor every week. READ MORE

Students Assume Greater Share of College Costs

August 24, 2012
Lack of understanding about private student loans can lead to serious financial problems after graduation. READ MORE

Latest Reports Indicate Slower Recovery

August 20, 2012
While the economic recovery likely will remain on track, CUNA’s economists now expect marginally slower economic growth. READ MORE

It’s Time for an Auto Lending Compliance Tune-up

July 27, 2012
Compliance requirements differ for direct and indirect loans. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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