Articles Tagged with 'loan'

The Promise and Peril of Subprime Lending

January 01, 2013
CUs are ‘stabbing each other in the back’ with low-rate auto loans for top-tier members. READ MORE

Lending Opportunities in an Uncertain Economy

December 22, 2012
CUs see loan growth by revamping delivery, pricing, or types of loans. READ MORE

The Fiscal Cliff: What’s the Worst-Case Scenario for CUs?

December 19, 2012
‘The probability is better than 50% that we’ll kick the can down the road with some modest spending cuts and tax increases.’ READ MORE

The MBL Coin Toss

December 14, 2012
Sound practices and due diligence keep CUs in the clear on the MBL front. READ MORE

Auto Loan Delinquencies On the Rise

December 05, 2012
Seasonal factors that affect the auto loan delinquency rate include back to school needs and holiday purchases. READ MORE

CUs Shine in the Face of Hurricane’s Devastation

December 01, 2012
CUs from coast to coast have helped with volunteers, loan relief, and direct financial aid. READ MORE

Take a Holistic Approach to Compliance

November 21, 2012
Dividing compliance responsibilities among different departments leads to inconsistencies. READ MORE

Rely on CUNA Partners to Increase Loans and Decrease Loan Losses

November 19, 2012
Rely on CUNA Partners to Increase Loans and Decrease Loan Losses READ MORE

Improve Sales Culture to Boost Lending

November 17, 2012
CUs have retooled to help staff recognize and act on lending opportunities that also benefit members. READ MORE

Six CUs Honored for Lending Excellence

November 08, 2012
Dan Murray, vice president, lending, CUNA Mutual Group, presented the 13th annual awards. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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