Articles Tagged with 'loan'

Overheard at GAC: How Did You Help Members During the Recession?

February 25, 2013
CUs offer loan adjustments, tried-and-true service to help members through tough times. READ MORE

Ten Loan Ideas for 2013

February 19, 2013
Economists have predicted credit union loan growth to be about 5% in 2013 READ MORE

‘Eagle Advance,’ ‘Credit Builder’ Give Members a Second Chance

February 06, 2013
‘We’re trained to recognize patterns in a member’s credit history.’ READ MORE

Loans Are the Best Investment

January 31, 2013
Series of new loan products helps Cooperative Center FCU recover from the recession and deliver on its business objectives. READ MORE

Tracked CPI: Don't Compromise the Member Experience

January 30, 2013
A tracked program can cover more loss situations than a blanket policy. READ MORE

Worldwide Membership Creates Unique Lending Challenges

January 25, 2013
‘Each country is scored by risk and delinquency experience, and the macro-economic outlook.’ READ MORE

‘Thanks for Treating Me as a Friend’

January 16, 2013
Personal contact cements member relationships and provides a foundation for referrals. READ MORE

Embrace Real-Time Data, Multiple Channels for Lending Success

January 14, 2013
Most loan applications are antiquated and burdensome, mobile expert says. READ MORE

Three Steps for MBL Success

January 09, 2013
Find the right people, forge strong member relationships—and be safe. READ MORE

Measure Lending Success with Risk-Rating

January 02, 2013
Most CUs use growth as the chief measure of lending success—but that’s not enough. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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