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Articles Tagged with 'loan'
Symitar Updates Cruise Platform
November 14, 2013
New features include integrated loan collections, relationship pricing, and risk-based lending.
SafeAmerica CU Lends Expertise to Members
October 25, 2013
California CU doesn't just provide loans, it outlines the entire process and advocates for members.
A Heart for Service
October 02, 2013
‘We’ve created an interdependency between the CU and community stakeholders.’
A Beloved Rule Bender Named ‘Rokmom’
October 02, 2013
‘Credit scores don’t tell the story you need to hear.’
Student Loan Debt May Slow Home Buying
September 09, 2013
Consumers with student loan debt tend to have lower credit scores than those without.
August 12, 2013
Rising student loan debt hinders consumers’ ability to take out mortgages.
Help Underwater Members Before Mortgage Rates Rise
August 05, 2013
The refinancing boom is ending, so help underwater members now.
Top 10 Strategic Planning Trends
June 10, 2013
CUs can expect growing loan portfolios due to an improving economy, rising consumer confidence, and less deleveraging.
High-Cost vs. Higher-Priced
June 06, 2013
Mortgages that fall into the high-cost or higher-priced category have certain restrictions and requirements, so it’s important to understand what they are.
Jump-Start Your Loan Portfolio: Nine Steps
May 13, 2013
It’s time to get back to the business of lending.
Credit Union Magazine
August 2014 digital edition
Guide Members to Financial Health
Defining the Social Media ROI Debate
You Can't Freeze Out CU Folks From a Good Fundraiser
Synergy Separates Great Boards from Good Boards
Transforming the Branch Manager
While I thought that the premise of the article was good, I found one point very disturbing. It is that the Visions FCU ages people off their board at age 70. I found that really offensive. It perpetuates what I believe to be the regrettable marginalization of elders in our society, and the often erroneous assumption of debility and decline after a certain chronological age. Lots of folks over 70 are leading dynamic and viable professional lives and contributing to our society. How about Warren Buffet, a number of Supreme Court Justices, Jimmy Carter, the late Nelson Mandela and the late Maya Angelou, to name but a few, along with scads of writers, academics, performers, artists, and often our friends, neighbors and colleagues. If Visions wants new people on their board, it seems as though the term limitations and a nominating committee can accomplish that without aging all people off at age 70. I think that’s so insulting. And if those were paid employment, it would be illegal. I do wish you’d have picked a different credit union to profile---one that perhaps does many of the same things, without the arbitrary age exclusion. There have to be others out there.
David, good point about the "recovering comfortably" comment. That was an editorial addition--which I'll remove.
Many good points but too rosy? Will the "Federal Reserve raise short-term interest rates 1% per year for the next three years, starting in 2015—“probably next year at this time” ? I have heard from other economist that the US government will go bankrupt if that happens due to the QE the fed has done for several years. Also it seems an exaggeration to say “We survived a heart attack,now the economy is recovering comfortably." Comfortably recovering is too ignore the economic stress that many members still live with daily that will eventually affect many credit unions.
Karan, Great article and insight. I would also recommend that you start getting those credit cards into the hands of the youth BEFORE they are in college. One of the best ways to reach this young generation is through mom and dad. Before the student goes to college, get them started with a credit card (even if mom and dad are joint on it). It's never too early to start marketing credit cards. Mark
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