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Articles Tagged with 'mortgage'
There's No Place Like Home...
March 19, 2012
With mortgage lending there’s more at stake than a simple refinance, first home purchase, or ‘routine’ foreclosure.
CU Hits a Mortgage Home Run
March 01, 2012
Roughly 90% of those who refinanced through the program were new members with an average loan-to-value of 45% and credit scores in the high 700s.
Mortgage Delinquencies Edge Up During Fourth Quarter
February 15, 2012
While mortgage delinquencies have dropped more than 6% since fourth quarter 2010, it will take a long time for them to return to normal.
New Realities Shape Today’s Appraisals
February 02, 2012
Wholesale and correspondent CU mortgage lenders must scramble to comply with the latest regulation standardizing appraisals.
Shell-Shocked Housing Market May Yield CU Opportunities
January 12, 2012
CUs have burnished their credentials among consumers while the reputation of brokers and bankers has languished.
First Federal Bank of Florida Acquires QR Lending
January 12, 2012
Organization will continue to provide community financial institutions with a full range of residential mortgage services.
CUs Navigate the Mortgage Reg Maze
January 04, 2012
CUs face a jumble of new mortgage regulations in 2012.
CFPB Takes on Perennial Challenge as First Big Test
December 21, 2011
It would be a rare win-win if the new bureau could streamline the mortgage process for lenders in a way borrowers could understand.
Delinquency Outlook Favorable in 2012
December 08, 2011
Credit card delinquencies should remain stable in 2012, according to TransUnion.
Compliance Q&A: NMLS Requirements
December 01, 2011
Are individuals engaged in mortgage loan modifications required to register on the Nationwide Mortgage Licensing System & Registry?
Credit Union Magazine
March 2014 digital edition
A New Payments Paradigm
Prepare for the End of Gridlock
Solving the Fannie and Freddie Puzzle
Reviving the Spirit of St. Louis
This is a great list, but falls short. Consider the myriad of other risks that can bring the credit union to its knees: Technology risks including viruses, trojans, data breaches and other forms of security compromises. People risks, including disgruntled employees, social engineering attempts, social unrest, prison breakout, social media entries that also affect the mentioned reputational risk. Environmental risks, which could include derailed or overturned chemical tankers,blizzards, hurricanes, tornados, sink holes (save the Corvettes!), earthquakes, mudslides, forest fires. Leaders always need to be asking themselves, "What could stop us from performing our mission?" A solid crisis management organization, coupled with a realistic, exercised business continuity plan is vital to ensure continued operations.
Cash America self reported the Ohio collections robo signing incident which was a violation of company policy. An outside investigation was conducted and findings were reported to the state and CFPB. Customers were refunded money due the company before any federal or state action was announced.
This important article managed to engage & inform in a few short minutes. Kudos, CU Magazine!
This is such a great example of credit unions giving back. The key with Complex Community is that they don't just do these acts of kindness just to do them. They are a part of their culture (as you noted). Before starting a similar program, other credit unions should do a deep dive into their culture and then match their program to who they are.
This article is spot-on regarding engagement. In fact, many credit unions need to replace their sales training with member engagement training. Your members don't want to be sold to--they want to be engaged with. Likewise, your front-line staff are not sales people--they are educators.
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Say: Who should be Credit Union Magazine's 2014 CU Hero of the Year?
William Armstrong, Northeast Community CU
Dan Morrisey, Queen of Peace Arlington FCU
William Rissel, Fort Knox FCU
Joni Senkpeil, Illinois CU System
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