Articles Tagged with 'mortgage'

Selling Mortgages Might Be Easier Than You Think

April 01, 2012
Many members still recognize the benefits of home ownership and the fact that home prices are at historic lows. READ MORE

There's No Place Like Home...

March 19, 2012
With mortgage lending there’s more at stake than a simple refinance, first home purchase, or ‘routine’ foreclosure. READ MORE

CU Hits a Mortgage Home Run

March 01, 2012
Roughly 90% of those who refinanced through the program were new members with an average loan-to-value of 45% and credit scores in the high 700s. READ MORE

Mortgage Delinquencies Edge Up During Fourth Quarter

February 15, 2012
While mortgage delinquencies have dropped more than 6% since fourth quarter 2010, it will take a long time for them to return to normal. READ MORE

New Realities Shape Today’s Appraisals

February 02, 2012
Wholesale and correspondent CU mortgage lenders must scramble to comply with the latest regulation standardizing appraisals. READ MORE

Shell-Shocked Housing Market May Yield CU Opportunities

January 12, 2012
CUs have burnished their credentials among consumers while the reputation of brokers and bankers has languished. READ MORE

First Federal Bank of Florida Acquires QR Lending

January 12, 2012
Organization will continue to provide community financial institutions with a full range of residential mortgage services. READ MORE

CUs Navigate the Mortgage Reg Maze

January 04, 2012
CUs face a jumble of new mortgage regulations in 2012. READ MORE

CFPB Takes on Perennial Challenge as First Big Test

December 21, 2011
It would be a rare win-win if the new bureau could streamline the mortgage process for lenders in a way borrowers could understand. READ MORE

Delinquency Outlook Favorable in 2012

December 08, 2011
Credit card delinquencies should remain stable in 2012, according to TransUnion. READ MORE

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Great article! Unfortunately, most employees don’t feel valued or appreciated by their supervisors or employers. In fact, research has shown that the predominant reason team members quit their jobs is because they don’t feel valued. This is in spite of the fact that employee recognition programs have proliferated in the workplace – over 90% of all organizations in the U.S. has some form of employee recognition activities in place. But most employee recognition programs are viewed with skepticism and cynicism – because they aren’t viewed as being genuine in their communication of appreciation. Getting the “employee of the month” award, receiving a certificate of recognition, or a “Way to go, team!” email just don’t get the job done. How do you communicate authentic appreciation? We have found people have different ways that they want to be shown appreciation, and if you don’t communicate in the language of appreciation important to them, you essentially “miss the mark”. Additionally, employees need to receive recognition more than once a year at their performance review. Otherwise, they view the praise as “going through the motions”. A third component of authentic appreciation is that the communication has to be about them personally – not the department, not their group, but something they did. Finally, they have to believe that you mean what you say. How you treat them has to match the words you use. If you are not sure how your team members want to be shown appreciation, the Motivating By Appreciation Inventory (www.appreciationatwork.com/assess) will identify the language of appreciation and specific actions preferred by each employee. You then can create a group profile for your team, so everyone knows how to encourage one another. Remember, employees want to know that they are valued for what they contribute to the success of the organization. And communicating authentic appreciation in the ways they desire it can make the difference between keeping your quality team members or having a negative work environment that everyone wants to leave. Paul White, Ph.D., is the co-author of The 5 Languages of Appreciation in the Workplace with Dr. Gary Chapman.

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