The average interest rate on conventional, 30-year fixed-rate mortgage loans of $417,000 or less decreased 12 basis points (bp) to 4.58% in September. The average interest rate on 15-year, fixed-rate loans of $417,000 increased 11 bp to 4.57% in September. READ MORE

Millions of mortgages have been shipped around the global financial system—sold and resold—without the documents that traditionally prove who legally owns the loans and the properties. READ MORE

Fraudsters built homes that were appraised for significantly more money than they were worth, sold to straw buyers, and eventually placed in foreclosure. READ MORE

Don't discard member relationships by outsourcing your CU's mortgage servicing. READ MORE

A rash of recent Regulation Z mortgage lending changes has heads spinning. READ MORE

Although the economy and housing markets show signs of improvement, many CUs face a slew of requests from members to modify loans and consumer debt, particularly mortgages. READ MORE

CUs' compliance load just keeps getting heavier. READ MORE

Final rule applies to all consumer mortgages secured by the borrower’s principal dwelling, whether the transaction is a closed-end mortgage or a home equity line of credit. READ MORE

Vendors see mortgage opportunities for CUs--ones the big banks and mortgage brokers let slip away. READ MORE

Training opportunities come in a wide range of formats. READ MORE