- Ten Tweets You Should Never Send
If you're going to use Twitter, make your tweets interesting, entertaining, or valuable.
- Capturing the Fury
- Is It Time for a National Ad Campaign?
- Solutions Help CUs Offer Value
- E-Mail On-Boarding Welcomes New Members
Having a formal, electronic welcoming process encourages new members to expand their relationship with the CU.
- New Immigrants Face Unique Financial Challenges
- CU Branding Around the Globe
- Award Highlights the Best CUs Have to Offer
- Social Media Guidelines and Policies
- Cut Marketing & Training? Are you Crazy?
When times get tough, the first departments to be affected often are marketing and training. That's not right.
- Top 10 Stories of 2009
The most-read stories on creditunionmagazine.com during 2009.
- CUs Spread Holiday Cheer
Credit unions brought many glad tidings to their members and communities during the recent holiday season.
- Members Embrace Teen Card
A debit card geared to teenagers has generated strong interest among youth seeking financial independence—and parents not yet ready to cede all financial controls.
- Augustine Kang: Humble CU Giant
Credit union pioneer Augustine Kang left a lasting mark on all who knew him.
- Desjardins Winners Impress Judges
The Desjardins Youth Financial Education Award program, conducted each year by CUNA’s Center for Personal Finance, showcases credit unions’ best “teach a youth to fish” efforts by imparting the essentials of money and credit management.
- Behold Marketing’s New Age of Engagement
The Internet's increasing influence has set off this inexorable shift in our society, transforming how we live, how we learn, how we communicate, and how we buy. And as such, it's imperative that marketers change the way they market.
- Tweeters nearly double
One-fifth (19%) of Internet users now use Twitter or another service to post or view status updates, according to the Pew Internet & American Life Project. That’s up from 11% in December 2008 and April 2009.
- Face the Fickle Finger of Fate
CU role-playing game gives young people a taste of real-life finances.
- Keep Your Eye on the Ball
Don’t let distractions cause you to lose focus on member service.
- Hispanic Outreach: Develop the Right Mindset
Five steps to establish a mental and organizational foundation to serve the Hispanic community.
- Hispanics Drive Member Growth
Attracting and serving Hispanic members drives membership growth and bolsters the bottom line.
- Wake Up and Smell the Salsa
Too many young people are unfamiliar with CUs.
- Clarice & Arlis Saved for Retirement. Did You?
Unless your members start saving for retirement now, their golden years will be anything but.
- Gen Y Up Close
Joe Dickerson, user experience architect on the “innovations team” at Fiserv Inc., Brookfield, Wis., offers observations about generation Y—those born during the 1980s and 1990s—based on recent interviews with gen Y members.
- Who's Telling Your Story?
If CUs don’t tell their stories, banks will.
- Turn Confusion Into Confidence
Offer value to seniors through information, warnings, and counseling.
- Educate, Sell, Repeat
It's ok to sell financial products when educating members.
- Lights, Camera, Action
Take note as the entertainment world captures the evolving face of America.
- Born Consumers
Financial education should start before a child’s formal education, new CUNA-sponsored research reveals.
- Online Media: Set up for Success
Optimization is the key to success with any online advertising program.
- Compliance Q&A: Trade Names in Advertising
Can a federal credit union use a trade name in advertising?
- E-Scan Insights: Marketing
Get marketing insights from CUNA’s E-Scan.
- Deliver the 'FHB' Message
Credit unions have a duty to help their members become more financially literate.
- Succeed with TV Advertising: Part II
Television advertising success hinges on understanding your target demographic, providing intriguing content, and giving consumers a compelling reason to pick you over competitors.
- Factor In the Attrition Factor
The role of member retention often is overlooked in CU growth.
- Living la Vida Hispana
CUs reach the fastest-growing U.S. member demographic by applying lessons learned at WOCCU’s Hispanic Marketing Immersion Program.
- Bring Nonmembers Into the Fold
Want to make inroads with nonmembers? Tell them about your credit union’s services and rate/fee advantages, and offer more convenient locations to their homes.
- Raise the Bar On Member Service: Six Standards
Implementing six minimum service standards has created a strong member service culture at $400 million asset Air Academy Federal Credit Union.
- TV Advertising: The Birth of 'Fee Pig'
In January, $184 million asset Charlotte (N.C.) Metro Federal Credit Union boldly went where few (if any) credit unions have gone before: It ran a television advertisement during the Super Bowl.
- CU Hero 2009: The Winner Is…
Credit Union Magazine subscribers have chosen Cathie Tierney, CEO of $1.2 billion asset Community First Credit Union, Appleton, Wis., as the 2009 Credit Union Hero of the Year.
- Communication Styles: What's Your Impact on Others?
There are a variety of instruments that identify individual communication styles and how to deal with each.
- Compliance Q&A: ID Theft Red Flags
Are credit unions required to provide member education as a part of their identity theft red flag programs?
- TV Ads In the DVR Age
Have hundreds of cable channels and the popularity of digital video recorders (DVR) rendered credit union television advertising obsolete?
Nathan Tothrow doesn’t think so.
- Claim to Fame
Insurance is the ultimate membership development tool.
- Survival of the Fittest
CUs pump up strategies to attract and retain members during tough times.
- Member Potential
What do nonmembers want from CUs? National research offers insights.
- Meet a Member Experience Auditor
A day in the life of a member experience auditor.
- Stretch Your Marketing Buck
Get more from your marketing budget. Also, videos of award-winning CU marketers.
- Cost-Effective Marketing That Works
Cost-effective marketing strategies.
- 'Traditional Marketing is Dead'
Forget direct mail, television advertising, and other mass media marketing, advises consultant Denise Wymore. They just don’t work anymore.
- NPS: Advice From the CU Trenches
Practical advice from CUs involved with the Net Promoter Score.
- Marketing: Do More With Less
Take these steps to get more from your marketing budget, advises Anne Legg, vice president of marketing for $168 million asset Cabrillo Credit Union, San Diego, and chair of the CUNA Mar-keting & Business Development Council Executive Committee:
- A Matter of Time
Promotional messages emphasizing a person’s time and experiences with a product lead to more favorable attitudes and more purchases, according to Stanford Knowledgebase.
- The Ultimate Question
Net Promoter Score sparks creative ways to improve member loyalty.
- Aces of Diamonds
Top award winners share their perspectives on marketing and business development.
- The Ultimate Service: Member House Calls
High profile bank failures give CUs an opportunity to set themselves apart with service. In one instance, that meant member house calls.
- Get Ready for the National Youth Saving Challenge
This year’s National Youth Saving Challenge will expand from one week to the entire month of April.
- Want New Members? Forget Philosophy
Credit union philosophy is a great thing, says US Federal Credit Union’s Marty Kelly—just not as a member recruitment tool.
- Don’t Abandon Baby Boomers
Despite lowered expectations for baby boomers, CUs can capitalize on boomers’ aversion to risk and loss of trust in other financial institutions.
- Hispanic Outreach: Mind the Four P's
Miriam De Dios, emerging markets director for Coopera Consulting, Des Moines, Iowa, cites four key areas credit unions must address in serving Hispanics/
- Set the Stage for Sales
Efficient, effective operations underlie sales success.
- Marketing Matters Now More Than Ever
The marketing budget often is the first item on the chopping block during economic slowdowns. But companies should market far and wide during downturns.
- Keys to Community Charter SEGcess
Want to jumpstart your select employee group (SEG) relationships? Heed advice from Truliant FCU.
- Member Service: Remote & Personal
A remote sales force—a.k.a. relationship managers—can bring you closer to members.
- Tough Times for (Small) CUs
There’s no silver bullet for the current economic turmoil.
- Spotlight: Robert Cashman
‘My grandfather started as a CU volunteer in the 1940s.’
- Solve the Service Mystery
Mystery shopping programs aren’t just nice, touchy-feely ways to gather data on front-line employees’ service to members.
- Reach "Generation Text": Interactive Self-Service is a Must
Want to connect with generation Y? Move member services beyond the branch.
- Tell the CU Story During Turbulent Times
- The Fed Revises Ad Requirements
- How to Attract Hispanic Members: Part II
- America's CUs: For the People for 100 Years
- Video: Spread the Safety & Soundness Message
- What's UR txt msg Str@tegy?
- Keep Gen Y for Life
- Scenes from Mexico
- Want to Attract Hispanic Members? Go to the Source
- Seeds of Hope
- CU Banks on Viral Marketing
| University of Kentucky FCU has released its second viral marketing video, "Don't Bank It." |
- Enhance Remote Service Delivery
| CUs say these six technologies improve operations and ease members' access to remote banking channels. |
- Search Engine 'Oops-timization': Top 10 SEO Mistakes
| The top 10 mistakes that keep Web sites from gaining visibility and attracting visitors. |
- Cable Conqueror: Transform your CU
| See how Susan Packard turned an upstart cable TV network into a $7 billion enterprise. |
- College Credit
| Here's a lesson from CUs serving the thriving college-student market: Have the right products and delivery systems—and a thick skin. From left: Laura Burkey, William T. Doyle IV, and Justin Chen are summer associates on the staff of Georgetown University Alumni and Student FCU, Washington, D.C. (Photo by Robert L. Knudsen Photography Inc.) |
- Social Media: Are You Ready for Marketing 2.0?
| Blogging and other social media give CUs a voice when many organizations are becoming impersonal. |
- Animated Ad Campaign Highlights CU Difference
| New animated television commercials, print ads, billboards, and a microsite highlight Truliant FCU’s points of difference. |
- No Excuses: Growing a CU in a Shrinking Economy
| Running a credit union in a tough economy is no picnic, but don't let hard times stop you from moving ahead. |
- Digital Signage: Capitalize on the In-Branch Experience
| Educating members about your CU's products and services strengthens member loyalty. |
- Special Report: America's CU Conference
| See what happened at CUNA’s America’s Credit Union Conference in New York City. |
- Welcome, Amigos
| Don’t underestimate the power of a welcome call to new members of Latino descent. |
- Get Your E-Mail Messages Through
| A strong spam checker on outbound e-mails improves deliverability. |
- Podcast: Harness the Power of New Marketing Media
| Viral marketing strategist David Meerman Scott offers a step-by-step plan for harnessing the power of blogs, podcasts, and other media. |
- CUs Seek LTR With Students
| Boost relationships with multiple points of contact and the right product mix. |
- Videos: Watch the Marketing Maestros
| See what makes three award-winning marketers' professional souls sing. |
- Marketing Maestros
| When Kelley Parks joined Call Federal Credit Union, Richmond, Va., seven years ago, her office was in the lobby so she could be at the heart of it all. "One day a member sat down across from me," Parks recalls. "Before I could say, 'I'm sorry, I'm just the marketer,' he started spilling his guts about his horrible day. I just listened. Then he said, 'The reason I came to the credit union was that I knew my day would get better.' " |
- There's Nothing Wrong With the 'B' Word
| Forget about semantics and focus on the benefits your CU offers: ownership and better rates and service. |
- Boost Member Loyalty Via E-mail
| Electronic newsletters help credit unions build member relationships through education. |
- Be a Financial Literacy Champion
| Slow membership growth and the aging of the CU movement threaten the movement’s existence. It must attract new members, especially borrowers. Not attracting and serving young adults and youth—and failing to help adults manage their finances—ultimately will be as damaging to CUs as bank attacks or misguided government policies. Part of the answer: financial literacy. |
- Build a Better Web Site
| Award-winning SAFE Credit Union offers tips for creating a member-friendly Web site. |
- 2008 E-mail Resolutions
| Four ways to improve e-mail marketing and boost returns in the new year. |
- Reach Out to the Latino Community
| CUs are ideally suited to serving the nation's 41 million people of Latino or Hispanic heritage. |
- Bridge the Generation Gap
| Generation Y wants to manage its finances online, while baby boomers prefer banking at the branch. How can CUs accommodate both? |
- MySpace Moves to CU Space
| CUs experiment with social media to connect with current and potential members on their own terms. |
- The Relationship Pricing Conundrum
| CUs want to reward loyal members, but most relationship pricing programs cost too much. The answer? Reward member profitability instead of balances or product use. |
- WOCCU Immersion Program Transfers Ideas to U.S.
| Credit union leaders from nine states learned firsthand new ways to market to Hispanics population when they traveled to Mexico. |
- CU, Consulate Sign Pact
| A new partnership between a Texas credit union and the Mexican Consulate provides educational opportunities to Mexican nationals living in the U.S. |
- Nine Morals for Member-Centric Branding
| Providing the ultimate member service experience is the path to success. Learn more about this and eight other morals that will help your credit union live happily ever after. |
- E-Mail Marketing for the Third Screen
| More members are accessing e-mails with mobile devices, a.k.a. the “third screen.” Learn how to change your e-mail marketing to accommodate mobile devices’ smaller screens. |
- Don't Be a 'Zombie Brander'
| Are your members overloaded by a sea of blue-edged collateral materials with the same smiling faces? |
- Leave No Member Behind
| The World Council of Credit Unions’ Credit Union Member Growth Program helps credit unions in Kenya, Rwanda, and Colombia reach out to people earning less than $2 per day. It also provides lessons about member outreach for U.S. credit unions. |
- Teach Youth the Finer Points of Financial Literacy
| A financial simulation game gives students a taste of the challenges they’ll face in the future. Plus, watch videos of credit union executives detailing their youth outreach. |
- Reach, Teach Young Adults
| Author Anya Kamenetz describes how credit unions can help young adults with three key problems: student loan debt, credit card debt, and the changing job market. |
- Member Growth South of the Border
| Slow membership growth isn’t a problem just for U.S. credit unions. Learn how Caja Libertad, Querétaro, Mexico, addresses this issue. |
- Members Go For Gift Cards
| But members like the convenience gift cards provide, and CU executives find value in adding the cards to their product lineup. |
- E-mail Spam Wars
| Knowing Internet service provider (ISP) restrictions and how to work with them is critical to e-marketing success. |
- Serving the Underserved: Mobile Could Be Key
| The nation's 17.5 million underbanked people have demonstrated their willingness to embrace mobile technology. |
- NFCDCU Supports Next-Generation Leaders
| The National Federation of Community Development CUs links with the Youth CU Network to create new CU leaders. |
- What Makes a Successful Youth Program?
| Create financially savvy young members by understanding their needs and blending financial literacy information with your products. |
- Capture the Clicks: Internet Advertising That Works
| Base your Internet advertising on research and tried-and-true practices, not hunches and guesswork. |
- Riding Out the Storm
| When members face financial crisis, CUs ease the pain with special loan programs, financing options, and proactive member education. With a layoff looming, Harley-Davidson employee Keith Brossman (left) says the help Wauwatosa CU, Menomonee Falls, Wis., offered couldn't have come at a better time. |
- E-mail Marketing Made Easy (Part I)
| Don’t dive into e-mail marketing. Instead, dip your toes in the water with a robust member retention e-mail campaign. |
- CUs and Social Lending: Make Banking About Sharing
| Harnessing the power of person-to-person lending Web sites such as zopa.com may help credit unions attract young members. |
- Marketing: Ask the Right Questions
| Using market research effectively requires knowing what questions to ask the data. |
- Member Growth the Paraguayan Way
| CUs in Paraguay grow members the old-fashioned way: zealous member outreach, says US FCU CEO Bill Raker. |
- Vancity CU Finds its Niches
| Canada’s largest credit union employs a "thin and deep" strategy to target like-minded member segments. |
- Why Don't You Target the Hispanic Market?
| Some CUs don’t target the Hispanic market due to a lack of corporate commitment, budget restrictions, and resistance to the magnitude of the undertaking. Learn eight steps to overcome these issues. |
- Wild About Marketing
| A boring training film sparked a successful marketing career for US Federal Credit Union’s Martin Kelly, the CUNA Marketing Council’s 2007 Marketing Professional of the Year. Learn how he and other top credit union marketers keep it creative. |
- Security As a Marketing Differentiator
| Having stringent security measures in place can be a competitive differentiator. Learn how to market your security-savvy. |
- Community Ties
| Cloverbelt Credit Union, Wausau, Wis., sees a community need and fills it. SRP Federal Credit Union, North Augusta, S.C., embraces youth education. Both received first-place awards for exemplifying what credit unions do best. |
- Seven Ways to Get the Most From Your Database
| Do you really know who your members are? Done right, database marketing can tell you. |
- What's in a Name Change?
| Reliable brands are hard to develop, but executives who have changed the names of their credit unions say doing so can boost their market presence. |
- At Bethex FCU, Business as Usual Won't Cut it
| Making loans to people with no job or 'on the books' income? Accepting promises to pay with no credit history? At $11 million asset Bethex Federal Credit Union, such practices are the rule, not the exception. |
- Membership Growth: The Better Thief Wins
| How can credit unions grow in a stagnant market with significant competition? By "stealing" customers from banks. |
- Didier Unveils Shift in Secure Card Manufacturing
| Didier Printing announces a series of innovations that improves the quality and delivery cycles for secure card plastics. |
- Training Program Improves Service to Underserved Latino Community
| Credit unions will have help tailoring their products and services for the underserved Latino community through an expanded agreement between IBT Enterprises LLC and CUNA Strategic Services. |
- Videos: Humor Is Serious Business
- Find Buried Treasure Within Member Interactions
- Survey: CUs Expand Service to Hispanic Market
- CU Marketing is 'Schizophrenic'
- Faulty Marketing Threatens Safe Deposit Integrity
- Pentagon FCU Offers 'Financial Responsibility 101'
- Web Site Offers Marketing Resources for Shared Branching CUs
- Serve Hispanic Members The Right Way
- Make Deposits In Your Reputation Account
- What Makes A Good Annual Meeting?
- The 'Perfect' Branch Opening: 7 Steps
- Unearth Treasures From Member Data
- IT Specialists Bridge The Communication Gap
- CU Promotes Membership Benefits At Festival De La Familia
- Lessons From An Award-Winning Marketer
- 'You Belong' Campaign Spreads STCU's Message
- Learn From The Ghosts of Marketers Past
- Ten Ways To Make Members Love You
- CU Scores Service Hat Trick For Members Of Modest Means
- AmeriCU Honors Youths, Employees
- LCCU Workshops Attract 508 North Carolina Latinos
- AMOCO FCU Puts A Twist On Its Annual Meeting
- VCCU Launches 'Get fit' Campaign During Winter Olympics
- Name Change Puts ‘Trust' In Identity
- Five Common Marketing Pitfalls
- When A Big Player Moves, You Must Too
- Lessons From A CUSO Leader
- Lessons From Serving Low-Income members
- The American Pamplona: Leveraging Consumer Optimism
- A Bottom-Up Approach To New Product Strategies
- CUs Commit $1 Billion For Low-Income Homebuyers
- It's Late. Do You Know Where Your Value Proposition Is?
- Ten Tips For Successful CRM
- Use Focus Groups To Reach The Hispanic Market
With a 78% growth rate over the past four years, Hispanics are far and away the fastest-growing population group in the U.S. Corporate strategies targeting increasingly affluent, second-generation Hispanics are critical to securing growth and remaining competitive.
- Serving Latino Members: Doing Well By Doing Good
- 10 Ways To Bring Young Adults Into The CU Fold
- Spread The Word To Generation Y
- David DiCosola: Already A Major Leaguer
- Reputation Marketing: Make Lemonade Out Of Lemons And License Plates
- How Do You Encourage Members To Save?
- CUNA Report Highlights Service To Members Of Modest Means
- Want To Make News? Be Consistent And Persistent
- Six Questions To Ask Before Conducting E-Marketing
- Measurement Must Drive Your Marketing Program
- Customized Media Helps CUs Compete
- The ABCs Of Student CUs
- CO-OP Network Launches CU Marketing Program
- Integrate Political Involvement With Marketing
- 20 Ways CUs Will Celebrate Youth Week
- CU Award Winners Transcend Financial Education
- Top 10 New Tax Year Resolutions You Can Actually Keep